1
Open Set Aside Money
Go to app.setaside.money and sign in. Confirm whether you are setting up a personal or shared budgeting account.
2
Connect your financial data
Choose the data connection supported by your plan: Plaid or your own supported connection, such as SimpleFIN. Review the accounts included and let the first sync finish.
3
Create your Expenses and Goals
Start with the costs you already know: rent, groceries, subscriptions, insurance, and savings. Enter targets or fixed contributions and review amounts and dates.
4
Set your funding schedules
Add the paydays that should fund your plan. Assign each Expense to the schedules that should contribute. Multiple paychecks can use different schedules.
5
Check funded balances and Free-to-Spend
A target is what you want to cover. A balance is what you have set aside. Review actual funding and use the app’s Free-to-Spend number when checking your plan.
6
Review transactions
Assign purchases to the Expenses that cover them. Add merchant rules deliberately when you want repeat activity handled consistently.