Fund Ahead

Build breathing room with up to three payments’ worth set aside.

Fund Ahead helps you build toward one, two, or three payments’ worth, including the upcoming payment. It works with eligible target-based recurring Expenses billed monthly, quarterly, semiannually, or annually.

Set your reserve

1. Set the payment amount and bill recurrence.
2. Choose one, two, or three payments.
3. For more than one payment, choose a build-by date.
4. Check your payment count, recurrence, and build-by date before saving.

The app suggests a build-by date three billing cycles ahead. Review it for your plan.

A quarterly bill

For a $600 quarterly bill with three payments selected:

Part of the plan	Target
Upcoming payment	$600
Extra two payments	$1,200
Total goal	$1,800

This is the goal, not money already funded. Coverage grows as money is actually set aside.

Ordinary funding comes first

Everyday contributions are funded before additional reserves. The total Expense balance already includes its extra reserve; do not count that reserve twice.

Spending uses ordinary money first, then reserve money. Refunds and transfers update the balances together.

Changing your mind

Reducing or removing Fund Ahead preserves existing money in the Expense. Use a transfer if you want to release it.

Fixed-contribution Expenses, savings Goals, and credit card reserves retain their existing controls. A missed build-by date remains visible, and later eligible funding works toward the remaining shortfall.

Learn how funding works.