Transactions and merchant rules

Review spending, assign Expenses, and automate repeat assignments.

Transactions connect real activity to your plan. Review the merchant, amount, date, account, and Expense assignment when a purchase arrives.

Review and assign

Find transactions by account, date, or merchant. Assign a cost to the Expense that should cover it. Add notes or a category when that makes later review easier.

Manual transactions record activity that a bank feed does not deliver. Check for an imported record before adding one.

Merchant rules

Rules help assign recurring merchant activity consistently. Create a rule deliberately when you want future matching purchases handled the same way. Review broad matches so unrelated purchases do not draw from the wrong Expense.

Accepting an Expense Suggestion will create an Expense. It will not create a merchant rule or reassign your old transactions.

Pending and posted activity

A bank can change an amount or description as a purchase moves from pending to posted. Compare the transaction’s current state and your connection’s freshness before treating a difference as an extra purchase.

Refunds and transfers

A refund is different from income, and moving money between bank accounts is different from spending. Review these classifications and Expense assignments to keep your plan understandable.

Build transaction automations with the API.